Skip to content
Apply Now
Ready to get started?

Reach out and give us a call. We’re here to help.

Need support?

Have questions about your current product? Give us a call and we’ll sort it out.

Proud to support Columbus & the Crew

Official Mortgage Partner of the
Columbus Crew

Lower Rates. Lower Friction.
Free Refinances for Life.

See what you can save.

Get Cash from Your Home
Refinance
Buy a Home
Free, no-impact credit check.
Apply in just 3 minutes.
50,000+ Five-Star Reviews
4.9 4,300+ reviews
4.9 9,200+ reviews
5.0 3,100+ reviews

See How We Do Lower

A man holding a young girl with the words

Lower Rates

We consistently beat industry averages, putting more savings back in your pocket.

Save Now
A phone opened to Lower's pre-approval page with the words

Lower Friction

From application to close, our process is designed to be seamless, simple, and stress-free.

Get Started
Loan Officer Katie L, NMLS ID 1618142

Free Refinances for Life

Our Free Refi for Life program means once you work with us once, you can refinance again and again - without fees, forever.

Skip the Wait
A man holding a young girl with the words
1

Get Started

Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.

A man holding a young girl with the words
2

Customize Your Options

We’ll schedule a quick call with an expert loan advisor to build the perfect mortgage for you.

A man holding a young girl with the words
3

Get Approved ✅

Get personalized support from your dedicated loan officer to achieve your financial goals quickly and confidently.

A man holding a young girl with the words
Let's Go
No-impact credit check. No commitment.
A man holding a young girl with the words
30,000+ 5-Star Reviews

We’re helping people home.

Owning a home is one of the greatest wealth builders out there. So we make it easier to own a home, from saving to financing, and every step in between.

" Easy and Saved Money
We worked with Ben Rosenthal to complete our mortgage contract quickly and with great satisfaction. We were most concerned about getting the best interest rate possible and with Lower.com we did, choosing them out of about five lenders we shopped. Ben also worked to direct us towards other ways to save money on closing. We appreciate needing less burdensome documentation and being able to upload all that electronically at our convenience. Ultimately the process was streamlined and simple."
Jill
LendingTree
"Highly Recommend
Abby Farber, our loan advisor, was amazing! First time homebuyers and everything went smoothly. She was always available to answer any questions we had. Our first home purchase was a great experience because Abby cares and she helped us through the process"
Dina
LendingTree
"Outsanding Customer Service
Jake and his team provided outstanding customer service we were able to close our deal in record time (19 days). Excellent feedback was also received from the title company regarding the lender."
Adrian R.
Zillow

Find Out What We're About

Come say hi to us on the plaza.

We’re hanging out and hyping up the crowd at every home match. Head to Lower.com Field to enjoy mini games and prizes for Crew fans of all ages.

crew4
Crew5

Swing by the plaza for games & more.

Get your squad together and visit us on the plaza at Lower.com Field.

Follow us on Instagram