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License Information

Conducts business as “Lower.com,LLC” in Kentucky, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom,LLC” in Montana in lieu of Lower, LLC.


License # License State State Agency Phone Website
21781 Alabama Consumer Credit License Alabama State Banking Department 334-242-3452 banking.alabama.gov
AK1124061 Alaska Mortgage Broker/Lender License Alaska Division of Banking & Securities 907-465-2521 commerce.alaska.gov
1000936 Arizona Mortgage Banker License Arizona Department of Financial Institutions 602-771-2800 difi.az.gov
1001610 Arizona Mortgage Banker License - Other Trade Name #1 Arizona Department of Financial Institutions 602-771-2800 difi.az.gov
115926 Arkansas Combination Mortgage Banker-Broker-Servicer License Arkansas Arkansas Securities Department 800-981-4429 securities.arkansas.gov
60DBO-32973 California - DFPI Financing Law License California Dept. of Fin. Protection and Innovation (DFPI) 866-ASK-CORP dfpi.ca.gov
  Colorado Mortgage Company Registration Colorado Dept. of Regulatory Agencies 303-894-2166 apps2.colorado.gov
ML-1124061 Connecticut Mortgage Lender License Connecticut Department of Banking 800-831-7225 portal.ct.gov
17812 Delaware Lender License Delaware Office of the State Bank Commissioner 302-739-4235 banking.delaware.gov
MLB1124061 District of Columbia Mortgage Dual Authority License District of Columbia Dept. of Ins., Sec. and Banking Bureau 202-727-8000 disb.dc.gov
MLD1040 Florida Mortgage Lender License Florida Office of Financial Regulation 850-410-9895 flofr.gov
MLD1436 Florida Mortgage Lender Servicer License Florida Office of Financial Regulation 850-410-9895 flofr.gov
40605 Georgia Mortgage Lender License/Registration Georgia Dept. of Banking and Finance 770-986-1633 dbf.georgia.gov
MBL-2081124061 Idaho Mortgage Broker/Lender License Idaho Department of Finance 208-332-8000 finance.idaho.gov
MB.6761019 Illinois Residential Mortgage License Illinois Dept. of Fin. and Prof. Regulation 800-532-8785 idfpr.illinois.gov
23274 Indiana-DFI Mortgage Lending License Indiana Dept. of Financial Institutions 317-232-3955 in.gov
2018-0175 Iowa Mortgage Banker License Iowa Iowa Division of Banking 515-281-4014 idob.state.ia.us
2019-0019 Iowa Mortgage Banker License - Other Trade Name #2 Iowa Iowa Division of Banking 515-281-4014 idob.state.ia.us
2020-0005 Iowa Mortgage Banker License - Other Trade Name #3 Iowa Iowa Division of Banking 515-281-4014 idob.state.ia.us
MC.0025541 Kansas Mortgage Company License Kansas Office of the State Bank Commissioner 785-296-2266 osbckansas.org
MC327236 Kentucky Mortgage Company License Kentucky Dept. of Financial Institutions 800-223-2579 kfi.ky.gov
  Louisiana Residential Mortgage Lending License Louisiana Office of Financial Institutions — Non-Depository 225-925-4660 ofi.la.gov
1124061 Maine Supervised Lender License Maine Bureau of Consumer Credit Protection 207-624-8527 maine.gov
1124061 Maryland Mortgage Lender License Maryland Office of the Commissioner of Financial Regulation 888-784-0136 dllr.state.md.us
MC1124061 Massachusetts Mortgage Broker License Massachusetts Division of Banks 617-956-1500 mass.gov
MC1124061 Massachusetts Mortgage Broker License Other Trade Name #1 Massachusetts Division of Banks 617-956-1500 mass.gov
MC1124061 Massachusetts Mortgage Lender License Massachusetts Division of Banks 617-956-1500 mass.gov
MC1124061 Massachusetts Mortgage Lender License Other Trade Name #1 Massachusetts Division of Banks 617-956-1500 mass.gov
LS1124061 Massachusetts Third Party Loan Servicer Registration Massachusetts Division of Banks 617-956-1500 mass.gov
FR0021402 Michigan 1st Mortgage Broker/Lender/Servicer Registrant Michigan Department of Insurance and Financial Services 877-999-6442 michigan.gov
SR0021403 Michigan 2nd Mortgage Broker/Lender/Servicer Registrant Michigan Department of Insurance and Financial Services 877-999-6442 michigan.gov
MN-MO-1124061 Minnesota Residential Mortgage Originator License Minnesota Department of Commerce 651-539-1600 mn.gov
MN-MO-1124061.1 Minnesota Residential Mortgage Originator License Other Trade Name #1 Minnesota Department of Commerce 651-539-1600 mn.gov
1124061 Mississippi Mortgage Lender License Mississippi Dept. of Banking and Consumer Finance 800-844-2499 dbcf.ms.gov
19-2440 Missouri Company License Missouri Division of Finance 573-751-3242 finance.mo.gov
1124061 Montana Mortgage Broker License Montana Division of Banking and Financial Institutions 406-841-2920 banking.mt.gov
1124061 Montana Mortgage Lender License Montana Division of Banking and Financial Institutions 406-841-2920 banking.mt.gov
1124061 Montana Mortgage Servicer License Montana Division of Banking and Financial Institutions 406-841-2920 banking.mt.gov
  Nebraska Mortgage Banker License Nebraska Department of Banking and Finance 402-471-2171 ndbf.nebraska.gov
  Nebraska Mortgage Banker License - Other Trade Name #3 Nebraska Department of Banking and Finance 402-471-2171 ndbf.nebraska.gov
  Nebraska Mortgage Banker License - Other Trade Name #4 Nebraska Department of Banking and Finance 402-471-2171 ndbf.nebraska.gov
5477 Nevada Mortgage Company License Nevada Division of Mortgage Lending 775-684-7060 mld.nv.gov
23544-MB New Hampshire Mortgage Banker License New Hampshire Banking Department 603-271-3561 nh.gov
  New Jersey RMLA-Licensed Mortgage Servicer Registration New Jersey Dept. of Banking and Insurance 609-292-7272 state.nj.us
  New Jersey Residential Mortgage Lender License New Jersey Dept. of Banking and Insurance 609-292-7272 state.nj.us
  New Mexico Mortgage Loan Company License New Mexico Financial Institutions Division 505-476-4500 rld.state.nm.us
L-159832 North Carolina Mortgage Lender License North Carolina Commissioner of Banks 919-733-3016 nccob.nc.gov
RM-284 North Carolina Reverse Mortgage Lender License North Carolina Commissioner of Banks 919-733-3016 nccob.nc.gov
MB103565 North Dakota Money Broker License North Dakota Dept. of Financial Institutions - Consumer Division 701-328-9933 nd.gov
ML104525 North Dakota Residential Mortgage Lender North Dakota Dept. of Financial Institutions - Consumer Division 701-328-9933 nd.gov
MS104872 North Dakota Residential Mortgage Loan Servicer North Dakota Dept. of Financial Institutions - Consumer Division 701-328-9933 nd.gov
RM.804155.000 Ohio Residential Mortgage Lending Act Certificate of Registration Ohio Division of Financial Institutions 614-728-8400 com.ohio.gov
LNR16728 Oklahoma Lender Name Registration Other Trade Name #3 Oklahoma Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML012073 Oklahoma Mortgage Lender License Oklahoma Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML012105 Oklahoma Mortgage Lender License - Other Trade Name #1 Oklahoma Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML014289 Oklahoma Mortgage Lender License - Other Trade Name #2 Oklahoma Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML-5722 Oregon Mortgage Lending License Oregon Division of Financial Regulation 866-814-9710 dfr.oregon.gov
MS-175 Oregon Mortgage Servicer License Oregon Division of Financial Regulation 866-814-9710 dfr.oregon.gov
44758 Pennsylvania Mortgage Lender License Pennsylvania Dept. of Banking and Securities 717-787-2665 pa.gov
68865 Pennsylvania Mortgage Servicer License Pennsylvania Dept. of Banking and Securities 717-787-2665 pa.gov
20234687LL Rhode Island Lender License Rhode Island Department of Business Regulation 401-462-9503 dbr.ri.gov
20234688LB Rhode Island Loan Broker License Rhode Island Department of Business Regulation 401-462-9503 dbr.ri.gov
MLS - 1124061 South Carolina-BFI Mortgage Lender / Servicer License South Carolina Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #1 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #1 South Carolina Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #2 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 South Carolina Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #3 South Carolina Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #4 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #4 South Carolina Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #5 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #5 South Carolina Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
#1124061.ML South Dakota Mortgage Lender License South Dakota South Dakota Dept. of Labor and Regulation 605-773-3421 dlr.sd.gov
123131 Tennessee Mortgage License Tennessee Dept. of Financial Institutions 615-741-2236 tn.gov
  Texas - SML Mortgage Banker Registration Texas Dept. of Savings and Mortgage Lending 877-276-5550 sml.texas.gov
  Utah-DFI Consumer Credit Notification Utah Department of Financial Institutions 801-538-8834 dfi.utah.gov
1124061 Utah-DFI Residential First Mortgage Notification Utah Department of Financial Institutions 801-538-8834 realestate.utah.gov
11125241 Utah-DRE Mortgage Entity License Utah Division of Real Estate 801-530-6747 realestate.utah.gov
11451660 Utah-DRE Mortgage Entity License - Other Trade Name #1 Utah Division of Real Estate 801-530-6747 realestate.utah.gov
MC-5805 Virginia Broker License Virginia Bureau of Financial Institutions 804-371-9657 scc.virginia.gov
MC-5805 Virginia Lender License Virginia Bureau of Financial Institutions 804-371-9657 scc.virginia.gov
CL-1124061 Washington Consumer Loan Company License Washington Division of Consumer Services 360-902-8703 dfi.wa.gov
MB-1124061 West Virginia Mortgage Broker License West Virginia Division of Financial Institutions 304-558-2294 dfi.wv.gov
ML-33376 West Virginia Mortgage Lender License West Virginia Division of Financial Institutions 304-558-2294 dfi.wv.gov
1124061BA Wisconsin Mortgage Banker License Wisconsin Department of Financial Institutions 608-261-7578 dfi.wi.gov
1124061BR Wisconsin Mortgage Broker License Wisconsin Department of Financial Institutions 608-261-7578 dfi.wi.gov
CL-4656 Wyoming Consumer Lender License Wyoming Wyoming Division of Banking 307-777-7797 wyomingbankingdivision.wyo.gov
4678 Wyoming Mortgage Lender/Broker License Wyoming Wyoming Division of Banking 307-777-7797 wyomingbankingdivision.wyo.gov