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Judy L

Judy L Jones

Loan Officer

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NMLS ID# 264968

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About Judy L

I proudly serve homebuyers and homeowners in Colorado, Texas, and New Mexico. My ideal client is someone looking to take the next step in their financial journey, whether its purchasing their first home, upgrading to a larger space, or tapping into their home equity for new financial opportunities. I specialize in counseling first-time homebuyers through the mortgage process with education and guidance, ensuring they feel confident in their decisions. Additionally, I work with individuals and families aiming to build wealth through real estate or leverage their current propertys equity. Mortgage lending, to me, is built on trust, accountability, transparency, and efficiency. My clients value straightforward, honest advice, and appreciate a no-pressure approach backed by 25+ years of experience in the industry. I take joy in working alongside you on your journey to homeownership, with a skilled team to guide you every step of the way. Watching you celebrate the achievement of owning a home is incredibly fulfilling. I would love to get to know you!

I am licensed in: CO, NM, TX

What Others are Saying

Judy Jones is amazing at her job! She always goes above and beyond with anything thats asked from her. This is the second home she has helped me purchase. She literally changed my life. She helped me every step of the way to build up my horrible credit until I was able to buy my first home. I listened and remembered everything she taught me, and I am very thankful for the impact she has had on my life. She has literally helped most of my friends and family purchase homes. I will always refer every potential home buyer to her. I hope Universal Lending values her as much as my friends and family do! _~ Michael B., May 2023_

_How we ended up with Universal Lending is a bit convoluted. Long story short, we couldnt find a house at one point in Texas and decided to move to Colorado when the market cooled. Our realtor at that time referred us to another Loan Officer, who happened to work with Universal Lending. Only after the loan application was mostly _done,_ we realized that I couldnt relocate due to work. Since Judy had a license in Texas, and the process was already underway, we found no reason for leaving Universal Lending to restart the process. The fact that Judy is amazing at her job was an unexpected bonus!_ _~ Daniel M., Nov. 2023_

I do not think there is a better mortgage professional than Judy Jones. She was smart, professional, super helpful and kept me in the loop all the time. She was the epitome of what a mortgage professional should be. I will use her again, such a nice experience. She is the best! ~ _Richard E., Jan. 2022_

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.