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About Sandy

With over 30 years experience in lending, I enjoy helping my clients reach their dreams of homeownership. Whether it is their first home or their last, I am committed to treating all borrowers with respect, integrity and as much time and information needed to understand their transaction and make the best decisions.

I am licensed in: CO

What Others are Saying

Sandy truly lives her mission statement of helping people through her work. She is prompt, concise, and just helped so much through this daunting process. Would highly recommend working with Sandy at Universal Lending. Veronica A.

This is our second time working with Universal and Sandy - we will be lifelong customers! We value honesty, integrity, clarity and the best rates. We got all this and more for our refinancing. Sandy is incredibly responsive and patient in explaining costs and benefits. She was also super honest with what was plausible and what wasn't. Tara H.

Sandy and her team were wonderful to work with. I felt that they advocated for me, looked out for my best interest, and supported me throughout the entire process.  Bridget C.

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.