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Todd

Todd Richards

Sr. Loan Officer

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NMLS ID# 1000086

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About Todd

Todd Richards is a Senior Mortgage Advisor at Lower, leveraging over seven years of industrial management and commercial real estate experience. Specializing in various loan programs, including Conventional, FHA, VA, and Construction loans, Todd's expertise earned him the 2017 Loan Officer of the Year award in the Florida Region. A University of Florida graduate, Todd has called Orlando home since 2003, growing up on Florida's Space Coast. Outside of work, he enjoys family time with his wife and three children, sports, travel, and community involvement.

I am licensed in: AL, GA, FL

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.