Ira Hines
Sr. Mortgage Advisor
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NMLS ID# 457650
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About Ira
With over 26 years of mortgage experience, Im passionate about helping homeowners and homebuyers make smart, confident financial decisions. Whether you're looking to refinance your current mortgage to lower your payment, access cash, or restructure your loan — or you're preparing to buy your very first home — Im here to guide you every step of the way. I specialize in helping homeowners maximize the benefits of refinancing, whether its through lowering monthly payments, shortening loan terms, or tapping into home equity. For buyers, I offer a wide range of loan options, including VA, FHA, Conventional, and USDA purchase loans. No matter where you are in your homeownership journey, Im committed to providing clear communication, expert advice, and a seamless lending experience. Licensed in multiple states and backed by a nationwide lending network, Im able to assist borrowers directly or connect them with a trusted partner anywhere in the U.S. Outside of work, I enjoy spending time with my husband, Nick, and our two golden retrievers, Fico and Cash. Were DINKs (Dual Income, No Kids) who love to dink — youll often find us on the pickleball court when were not working. Im also a coffee enthusiast and love escaping to the Outer Banks whenever I get the chance. When you work with me, youll have a trusted mortgage professional who puts your financial goals first and treats you like family.
I am licensed in: TN, NC, VA, IL, OH, KY, WA, CA, IN, AZ, AL