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William

William Cullen

Loan Officer

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NMLS ID# 107860

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About William

At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether youre buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesnt have to be overwhelming—Im committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, Ill work hard to find the right solution for your situation and help turn your dreams into reality. Lets connect! Im excited to learn more about your goals and help you take the next step toward homeownership. Together, well make it happen. Reach out today, and lets get started!

I am licensed in: FL, GA, NJ, PA, MO

What Others are Saying

We had the pleasure of working with William Cullen here at the Stroudsburg, PA branch. He was so kind and attentive to all of our questions and made sure that all of our questions were answered. He help us every step of the way in the process of getting our first home. We appreciate everything that he did and his team. You guys ROCK!!! -Lionida G.

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.