John Lam
Loan Officer
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NMLS ID# 195286
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About John
With a commitment to helping clients achieve their financial goals, I serve as a **Senior Loan Officer at Lower**, guiding individuals and families through the mortgage process with personalized solutions. Based in Fairfax, Virginia, I am dedicated to making homeownership accessible and stress-free. Whether you're a first-time homebuyer or looking to refinance, I provide tailored advice to meet your unique needs. My approach emphasizes clear communication, integrity, and a seamless experience from application to closing. Let's work together to turn your homeownership dreams into reality.
I am licensed in: VA, DC
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*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.