Discover all home loan
options with Lower.

Explore a full range of home loan options tailored to fit your needs. No matter the type of home loan, Lower provides flexible terms, competitive rates, and dedicated support to help make homeownership simple and affordable.

Conventional Home Loans

Discover flexible, affordable conventional loans with competitive rates, perfect for qualified buyers.

Adjustable Rate Mortgages

Enjoy lower initial payments and flexible terms with an adjustable rate mortgage (ARM) from Lower.

FHA Loans

FHA loans offer low down payment options and flexible credit requirements, ideal for first-time homebuyers.

Home Equity Loans

Tap into your home’s value with a home equity loan for renovations, debt consolidation, or other major expenses.

Jumbo Loans

Finance luxury and high-value homes with a jumbo loan designed for properties beyond standard loan limits.

VA Loans

VA loans provide low rates, no down payment, and unique benefits for veterans and active-duty military.

Home Improvement Loans

Home improvement loan and renovation financing options designed to fit your unique renovation needs and budget.

Debt Consolidation Loans

Debt consolidation loans use your home equity to pay off high-interest debt and save with lower rates.

Take 5 minutes to complete our online application, and we’ll connect you with the best financing option for your needs.