Refinancing your home is finally within reach.
With RefiNow from Lower, we’re lowering the barriers and making it easier for working families like you to access more savings than ever before.
Save on your home payment and invest in your family.
"I couldn't have asked for a better experience with Lower!"
4.9 ★★★★★ (10,000+)
Apply for RefiNow
Tell us about your household finances and current home loan.
See if You Qualify
We’ll advise you on your options and help you choose what's best.
Refinance and Save
Get breathing room in your budget and create financial peace.
Low Credit Score? No Problem.
With Lower’s RefiNow option, a lower credit score doesn’t have to mean a higher payment. And we won’t do a hard pull on your credit until you know if you qualify.
Want to know if you qualify for RefiNow?
You’ve paid on time.
You've been on-time for the last six months, and only late once in the last year
Your credit score is at least 620.
Not sure what your credit score is? We’ll show you for free when you apply.
You live in your home.
You've been on-time for the last six months, and only late once in the last year
What would you do with an extra few hundred per month?
You're guaranteed to save big when you qualify for RefiNow—the program is only available to those who can cut at least .5% off their interest rate. Imagine what an extra $100 - $250 a month could do for your goals—you could save thousands to pay for groceries, soccer cleats, or pay off debt.
