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Let’s get you that lower rate.

It’s super simple, and super fast. Here’s how we’ll get everything rolling.

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Quick chat.

So exciting! We’re reviewing your info and running the numbers. We’ll call you to review your personalized options and get any additional info needed.

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Upload documents.

It’s SO simple, and it’s all from your phone. We tell you exactly which documents we need to see, and exactly where to find them. Then you snap a photo and upload. See? Super simple.

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Get that lower rate.

We’ll be with you as your loan moves through each step of the process—from processing all the way to closing. With a lower rate from Lower, you’ll be saving thousands before you know it.

Refinancing is easy when you have a great guide.

What do I need to know to refinance my home?

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Documents Needed For Mortgage & Where You Can Find Them

Refinance what you owe and save thousands.

“Very quick and easy…We were able to get a lower rate which lowered our monthly payment.”

Laura ★★★★★
Lower Homebuyer

"My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!"
J.
Google
"This is my 2nd refi with Matthew Mikel! He is excellent. He is responsive and informative. He is calm and re-assuring. And a bonus, he knows what he is talking about. He can be creative and explain things to you in a way they make sense. Thank you Matthew - we appreciate your service and would definitely recommend you again. Additionally, when it's time to purchase our next home, you will be our first call!!!"
Gina
LendingTree
"The refinance of our house was fast and simple. The overall process was very simple, easy, and best of all, Mackenzie got us a great rate. Dropping our interest rate by almost 2%."
John S.
Google